Bob Goodlatte replies about the Financial CHOICE Act

Dear Mr. Gavaler:

Thank you for contacting me regarding your concerns with the changes to the Consumer Financial Protection Board (CFPB) in H.R. 10, the Financial CHOICE Act.  I appreciate hearing from you.

As you may know, H.R. 10 was introduced by the Chairman of the Financial Services Committee, Representative Jeb Hensarling of Texas, and would replace numerous provisions established in the Dodd-Frank Wall Street Reform and Consumer Protection Act and introduce greater regulation on financial institutions. Specifically, this legislation would create a new bankruptcy code to discourage taxpayer funded bailouts, fundamentally reform the CFPB, reform elements of financial due-process, and enhance penalties and civil enforcement for fraud and illegal profiteering. This legislation would also incorporate more than twenty four separate pieces of legislation that reform or improve means capital creation. For more information on the Financial CHOICE Act, please visit the House Financial Services Committee’s website at:

H.R. 10 was passed by the House of Representatives, with my support, on June 8, 2017. It has now been referred to the United States Senate, where it awaits further action. Rest assured, I will keep your views in mind as Congress considers this legislation.

I appreciate you taking the time to share your views with me. I believe it is important to keep an open line of communication so I can best serve the interests of Virginia’s 6th District. I hope you will continue to be in touch as the 115th Congress continues to debate issues of importance to the United States.

Again thank you for you for the benefit of your comments. Feel free to contact me whenever I may be of assistance.


Bob Goodlatte
Member of Congress

Author: Chris Gavaler

Chris Gavaler is an associate professor at W&L University, comics editor of Shenandoah, and series editor of Bloomsbury Critical Guides in Comics Studies. He has published two novels: School for Tricksters (SMU 2011) and Pretend I’m Not Here (HarperCollins 2002); and six books of scholarship: On the Origin of Superheroes (Iowa 2015), Superhero Comics (Bloomsbury 2017), Superhero Thought Experiments (with Nathaniel Goldberg, Iowa 2019), Revising Fiction, Fact, and Faith (with Nathaniel Goldberg, Routledge 2020), Creating Comics (with Leigh Ann Beavers, Bloomsbury 2021), and The Comics Form (Bloomsbury forthcoming). His visual work appears in Ilanot Review, North American Review, Aquifer, and other journals.

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: