Email #26, Subject: No caps on premiums and copays?

Currently under Obamacare, insurers can’t charge their oldest enrollees more than three times what they charge their youngest. Three times is a lot, but if I understand correctly, the health care plan that you’re endorsing wouldn’t limit the amount at all? Under the Empowering Patients First Act, insurers will be able to raise premiums and copays as high as they like—and obviously they want to raise them as high as they possibly can, because insurers are trying to maximize their own profits. How isn’t this a disaster for older enrollees? What will you do to keep health care affordable for the people who need it most?

Chris Gavaler

Author: Chris Gavaler

Chris Gavaler is an associate professor at W&L University, comics editor of Shenandoah, and series editor of Bloomsbury Critical Guides in Comics Studies. He has published two novels: School for Tricksters (SMU 2011) and Pretend I’m Not Here (HarperCollins 2002); and six books of scholarship: On the Origin of Superheroes (Iowa 2015), Superhero Comics (Bloomsbury 2017), Superhero Thought Experiments (with Nathaniel Goldberg, Iowa 2019), Revising Fiction, Fact, and Faith (with Nathaniel Goldberg, Routledge 2020), Creating Comics (with Leigh Ann Beavers, Bloomsbury 2021), and The Comics Form (Bloomsbury forthcoming). His visual work appears in Ilanot Review, North American Review, Aquifer, and other journals.

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