Email #26, Subject: No caps on premiums and copays?

Currently under Obamacare, insurers can’t charge their oldest enrollees more than three times what they charge their youngest. Three times is a lot, but if I understand correctly, the health care plan that you’re endorsing wouldn’t limit the amount at all? Under the Empowering Patients First Act, insurers will be able to raise premiums and copays as high as they like—and obviously they want to raise them as high as they possibly can, because insurers are trying to maximize their own profits. How isn’t this a disaster for older enrollees? What will you do to keep health care affordable for the people who need it most?

Chris Gavaler


Author: Chris Gavaler

Chris Gavaler is an assistant professor of English at Washington and Lee University where he teaches creative writing, contemporary fiction, and comics. He has published two novels, Pretend I'm Not Here (HarperCollins 2002) and School For Tricksters (Southern Methodist University 2011), and two nonfictions, On the Origin of Superheroes (Iowa University 2015) and Superhero Comics (Bloomsbury forthcoming 2017).

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